Freelancer money tools

Free, private calculators for freelancers and solopreneurs — pricing decisions, invoicing, and getting paid right. No sign-up. Nothing leaves your browser.

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Rate Increase Calculator See the income impact of raising your rate — and how many clients you could afford to lose.

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Salary → Freelance Rate What to charge to match a salary — adjusted for lost benefits, unpaid time, and expenses.

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Timesheet → Invoice Turn tracked hours and minutes into an invoice total, with optional tax/VAT.

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Tax Set-Aside Calculator How much of each payment to save for taxes — so you're never caught short.

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Discount Cost Calculator What a "just 10% off" discount really costs you in lost income and unpaid hours.

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Scope Creep Calculator Put a number on all those "quick extra tweaks" and free revisions.

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Retainer vs Hourly Is that monthly retainer a good deal? Find your effective rate and break-even hours.

Made for freelancers & solopreneurs

There are hundreds of tools that tell freelancers what to charge. Far fewer help with the decisions you actually agonise over: Should I raise my rate? Can I afford this discount? Is this retainer worth it? What do I need to charge to match my old salary? How much should I save for tax? These calculators turn each of those judgement calls into a clear number in seconds — so you can price and plan with confidence instead of guessing. Every one runs entirely in your browser, with no account and nothing stored.