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Everyday money

Subscription Cost Calculator

That "cheap" monthly subscription adds up. See what it really costs per year, per day, and over several years — the number that makes you rethink the ones you don't use.

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This subscription costs
Per year
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Over 5 years

Take control of subscriptions

Track, budget and cancel what you don't use:

What subscriptions really cost

Subscriptions are designed to feel painless — a few dollars a month barely registers. But the yearly and multi-year totals tell the real story. To find the annual cost, multiply the price by how many times you're billed a year (12 for monthly, 52 for weekly, and so on). Divide by 365 for the daily cost, and multiply the annual figure by the number of years to see the long-term drain. Suddenly a "$12.99 a month" service is over $150 a year and nearly $800 across five years.

Enter the price and billing frequency to see all of it — a quick gut-check before your next renewal.

A worked example

A $12.99/month subscription is $155.88 a year, about 43 cents a day, and $779 over five years. If you're not using it enough to justify that five-year number, it's a good candidate to cancel.

Frequently asked questions

How do I work out the yearly cost of a monthly subscription?

Multiply the monthly price by 12. A $12.99/month plan is $155.88 per year.

Why look at the multi-year cost?

Because subscriptions renew quietly for years. Seeing the 5-year total makes it obvious whether a service is worth keeping.

Is yearly billing cheaper?

Often yes — many services discount annual plans versus monthly. Compare the annual price here against 12 monthly payments.